OTC Network

CashNow - Mobile Cash Loan App CashNow is your quick and reliable solution for instant cash loans in the UAE. Whether you need a small advance or a larger loan, CashNow provides fast, secure, and convenient access to funds directly into your bank account or digital wallet. Why Choose CashNow? Easy Application: Simply download the CashNow app and apply using your Emirates ID and a valid mobile number. Get approved and receive your loan within hours. Flexible and Accessible: CashNow offers loans to UAE residents of all nationalities, with amounts ranging from AED 500 to AED 10,000. Repayment terms are flexible, from 91 to 180 days, allowing you to choose a plan that fits your budget. Secure and Confidential: Your privacy is our priority. We use advanced security measures to ensure your personal information is protected. Verify your identity with a selfie and complete the application process directly within the app. Fast Approval and Disbursement: Supported by major banks in the UAE, including Emirates NBD, First Abu Dhabi Bank, Mashreq, ADCB Bank, and RAK Bank, CashNow ensures your loan is processed quickly and deposited directly into your account. Transparent Fees: Interest rates start at 25% per year with a 5% processing fee. All costs are clearly displayed before you sign the loan agreement, ensuring there are no hidden surprises. Loan Details: Amount: Borrow from AED 500 to AED 10,000 based on your needs and credit score. Repayment Period: 91 to 180 days, tailored to your financial situation. Interest Rate: Up to 35.9% APR for qualified users. Example Loan Calculation: For a loan of AED 3,000 with a 180-day term: Monthly Payment: AED 562.50 Total Interest: AED 375.00 Processing Fee: AED 150.00 Total Payment: AED 3,375.00 APR: 35% How to Apply: Download the CashNow app. Sign up using your Emirates ID and mobile number. Complete the simple application process to receive your loan. CashNow offers a fast, secure, and straightforward way to get the cash you need when you need it. Download the app today and take control of your financial needs with confidence.

ParentLove Baby Tracker App: The Ultimate Tool for All Parents! Hey parents! Just welcomed a new little bundle of joy? Congrats! Meet ParentLove Baby Tracker App – created by a parent, for all parents. Whether you’re juggling feedings, diaper changes, or tracking growth, ParentLove makes it super easy and fun! Why You’ll Love ParentLove: Multiple Child Tracking: Have twins or more? No problem! Add multiple children and keep track of all their activities like feedings, bottle expressings, diaper changes, health, growth, and so much more. Free Data Syncing: Share your baby’s info with family and caretakers for FREE! Parents, grandparents, relatives, doctors – everyone stays in the loop without any hassle. No Ads: Enjoy an uninterrupted experience. No annoying ads to ruin your peace! Detailed Tracking: Use graphs and timelines to track patterns and quantities. See how your baby’s routines are shaping up over time. Sleep Sounds: Help your baby drift off to dreamland with soothing sounds like white noise and lullabies. Sweet dreams guaranteed! Dark Mode: Switch to dark mode for a sleek, modern look that’s easy on the eyes. Modern UI: Enjoy a clean, stylish interface that’s simple to navigate. Everything you need is right at your fingertips!

Cleo: Budget & Cash Advance Cleo is an AI-powered money coach that transforms managing your finances into a simple, engaging conversation. With over 5 million users, Cleo helps you budget, save, build credit, and access cash advances during low-balance moments. Key Features: AI Money Coach: Chat with Cleo to learn about your spending habits, track expenses, and get personalized financial advice—all in a fun and interactive way. Cash Advances Up to $250: Say goodbye to expensive overdrafts. Cleo offers cash advances with no interest, no credit checks, and no late fees, helping you cover expenses when you need it most. High-Yield Savings: Earn 4.11% APY on your savings, significantly higher than the national average. Cleo’s automated saving hacks, like Roundups and Smart Save, help you grow your wealth effortlessly. Spending Challenges: Tackle your spending habits with custom challenges that motivate you to save more. Cleo provides insights and encouragement to keep you on track. Flexible Budgeting: Build a personalized budget that accommodates your lifestyle. Cleo gives you a comprehensive view of your finances, with spending breakdowns, bill trackers, and reminders. Credit Building: Improve your credit score with Cleo’s credit-building tools, including cash advances, credit score coaching, and a credit builder card with 0% APR. Early Paycheck Access: Access your paycheck up to two days early by setting up direct deposit through Cleo. Cleo makes managing your money easier, smarter, and more enjoyable. Whether you need a quick cash boost, want to save more, or improve your credit score, Cleo has you covered.

Find My Phone is an indispensable app designed to help you locate your lost or misplaced smartphone with ease and efficiency. Whether you've left your phone in an unfamiliar place, can't remember where you last had it, or it has been stolen, this app provides the tools you need to find it quickly. Using advanced GPS technology, Find My Phone can accurately pinpoint the location of your device on a map, allowing you to see exactly where it is in real-time. The app goes beyond simple location tracking by offering features such as remote ringing, which makes your phone ring loudly even if it’s set to silent, and remote locking, which secures your phone with a passcode and displays a custom message on the lock screen. If necessary, you can also use the app to erase all personal data from your phone, ensuring that your information stays safe and private even if the device cannot be recovered. With Find My Phone, you can also locate other devices connected to your account, such as tablets or smartwatches, making it a comprehensive solution for keeping all your devices safe. Easy to set up and use, Find My Phone is a must-have app for anyone looking to protect their valuable devices and the personal information they contain.

The Frog is a fun and interactive weather app that delivers weather forecasts in a unique, playful way. Designed with a cute frog mascot, The Frog offers weather updates with a twist. It provides detailed, real-time weather information, including temperature, humidity, wind speed, and forecasts, while also integrating charming animations and visuals. The app features a simple, easy-to-navigate interface that makes checking the weather enjoyable. You can view the weather forecast for your current location or search for any city worldwide. With The Frog, you’ll get hourly updates, a 7-day forecast, and weather alerts, all presented in an engaging and lighthearted way. Whether you're planning your day or looking to have a bit of fun while checking the weather, The Frog ensures you stay informed with style.

Learn to Read: Reading.com is an interactive app designed to teach young children foundational reading skills through engaging, step-by-step lessons. Developed by early childhood educators and literacy experts, Reading.com offers a structured approach to phonics, sight words, and reading comprehension, helping kids build confidence in their literacy skills. The app is geared toward preschool and early elementary learners, with content that covers essential concepts like letter sounds, blending, decoding, and vocabulary expansion. By combining proven teaching methods with fun activities, games, and interactive stories, Reading.com makes learning to read enjoyable and effective. The app’s lessons are organized into progressive levels that adapt to each child’s pace, ensuring that young learners can master one skill before moving on to the next. Each lesson includes activities like letter tracing, phonics practice, and sight word recognition to reinforce reading fundamentals. Parents can follow along with their child’s progress, access guided practice tips, and use the app’s reporting features to understand their child’s strengths and areas for improvement. With its easy-to-use interface and ad-free, safe environment, Learn to Read: Reading.com provides a comprehensive and supportive reading experience for children.

CookUnity - A Chef Marketplace is a meal delivery service that connects customers with professional chefs who create delicious, chef-prepared meals delivered directly to your door. The platform allows users to choose from a variety of meal options, including organic, gluten-free, keto, paleo, and other dietary preferences. Unlike traditional meal kit services, CookUnity offers ready-to-eat meals, making it perfect for those who want high-quality, gourmet meals without the hassle of cooking. The app features a wide selection of chefs, each with their own specialties and styles of cuisine, so you can explore meals made by different chefs and find your favorites. With CookUnity, you can enjoy convenient, restaurant-quality meals at home, whether for a quick lunch, a family dinner, or an easy weeknight meal.